When it comes to building wealth, most of us were never taught where to start—or how to make our money work harder than we do. In this episode, we sit down with financial advisor and community leader PJ Hill to learn how to move from surviving to scaling. He breaks down the steps from day one: build your emergency fund, set up retirement contributions, protect your family with simple term life insurance, and automate investments so wealth becomes a habit.

We explore PJ’s “four buckets” framework—business income, qualified accounts, non-qualified brokerage, and private markets—and how thinking like a family office can help us coordinate taxes, legal, insurance, and investments under one strategy. Along the way, PJ shares how his family uses insurance and governance to turn assets into opportunity. His message is clear: we all deserve wealth—it’s time to build it intentionally, together.

Resources:

• Learn more at The Color of Money
• Follow PJ Hill on Instagram: @Mr.PJHill
• Learn more about NorthRock Partners: northrockpartners.com
• Read The Millionaire Next Door by Thomas J. Stanley and William D. Danko
• Read Rich Dad Poor Dad by Robert Kiyosaki
• Read The Psychology of Money by Morgan Housel
• Become a real estate agent HERE

Connect with Our Hosts

Emerick Peace:

• Instagram: @theemerickpeace
• Facebook: facebook.com/emerickpeace

Daniel Dixon:

• Instagram: @dixonsoldit
• Facebook: facebook.com/realdanieldixon
• LinkedIn: linkedin.com/in/dixonsoldit
• YouTube: @dixongroupcompanies

Julia Lashay:

• Instagram: @iamjulialashay
• Facebook: facebook.com/growwithjulia
• LinkedIn: linkedin.com/in/julialashay/
• YouTube: @JuliaLashay

Bo Menkiti

• Instagram: @bomenkiti
• Facebook: facebook.com/obiora.menkiti
• LinkedIn: linkedin.com/in/bomenkiti/

Produced by NOVA

This podcast is for general informational purposes only. The views, thoughts, and opinions of the guest represent those of the guest and not Keller Williams Realty, LLC and its affiliates, and should not be construed as financial, economic, legal, tax, or other advice. This podcast is provided without any warranty, or guarantee of its accuracy, completeness, timeliness, or results from using the information.