Donald Trump's new healthcare plan falls short and does not truly make things affordable.

About The Podcast:

Millions of Americans feel confused and frustrated in their search for quality healthcare coverage.

Between out-of-control costs, countless inefficiencies, a lack of affordable universal access, and little focus on wellness and prevention, the system is clearly in dire need of change.

Hosted by healthcare policy and technology expert Marc S. Ryan, the Healthcare Labyrinth Podcast offers accessible, incisive deep dives on the most pressing issues and events in American healthcare.

Marc seeks to help Americans become wiser consumers and navigate the healthcare maze with more confidence and certainty through The Healthcare Labyrinth website and his book of the same name.

Marc is an unconventional Republican who believes that affordable universal access is a wise and prudent investment. He recommends common-sense solutions to reform American healthcare.

Tune in every week as Marc examines the latest developments in the space, offering analysis, insights, and predictions on the changing state of healthcare in America.

About The Episode:

On this episode, Marc discusses Donald Trump's new healthcare plan. It falls short and does not truly make things affordable.

Key Takeaways:

Donald Trump announced his "Great Healthcare Plan" on TikTok recently.

It is at best a skeletal framework and would need Congress to pass legislation.

The two main tenets include drug price reform and expansion of Health Savings Accounts (HSAs) in lieu of some or all of the current Exchange subsidies.

It is unclear just how far-reaching the HSA expansion would be.

Other proposals include transparency at health plans.

The proposal would need congressional action and Trump's views dovetail with many in Congress advocated by the GOP.

Conservative House Republicans propose to pass a second budget reconciliation bill that includes replacing Exchange subsidies with HSAs, pharmacy benefits manager (PBM) reform, and more.

The Senate framework for the Exchange subsidy compromise also includes HSA expansion, ICHRA expansion, and more alternative coverage expansion.

Other Senate bills would replace Exchange subsidies in whole or part or offer options to use HSAs instead.

The HSA expansions could undermine the Exchange market and lead to a rate death spiral as risk rises.

In general, Trump's proposals do not get to the root cause of unaffordability – prices in the system.

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The Healthcare Labyrinth: A Guide to Navigating Health Plans and Fixing American Health Insurance