Try free for 30 days

1 credit a month to use on any title, yours to keep (you’ll use your first credit on this title).
Stream or download thousands of included titles.
Access to exclusive deals and discounts.
$16.45 a month after 30 day trial. Cancel anytime.
The Latte Factor cover art

The Latte Factor

By: David Bach, John David Mann
Narrated by: Mizuo Peck, David Bach
Try for $0.00

$16.45 per month after 30 days. Cancel anytime.

Buy Now for $16.99

Buy Now for $16.99

Pay using voucher balance (if applicable) then card ending in
By confirming your purchase, you agree to Audible's Conditions Of Use and Privacy Notice and authorise Audible to charge your designated credit card or another available credit card on file.

Publisher's Summary

Instant New York Times, USA Today, Wall Street Journal, and international best seller

Discover number-one New York Times best-selling author David Bach’s three secrets to financial freedom in an engaging story that will show you that you are richer than you think. Drawing on the author’s experiences teaching millions of people around the world to live a rich life, this fast, easy listen reveals how anyone - from millennials to Baby Boomers - can still make his or her dreams come true.

In this compelling, heartwarming parable, Bach and his best-selling coauthor John David Mann (The Go-Giver) tell the story of Zoey, a 20-something woman living and working in New York City. Like many young professionals, Zoey is struggling to make ends meet under a growing burden of credit card and student loan debt, working crazy hours at her dream job but still not earning enough to provide a comfortable financial cushion. At her boss’ suggestion, she makes friends with Henry, the elderly barista at her favorite Brooklyn coffee shop.

Henry soon reveals his “Three Secrets to Financial Freedom”, ideas Zoey dismisses at first but whose true power she ultimately comes to appreciate. Over the course of a single week, Zoey discovers she already earns enough to secure her financial future and realize her truest dreams - all she has to do is make a few easy shifts in her everyday routine.

The Latte Factor demystifies the secrets to achieving financial freedom, inspiring you to realize it’s never too late to reach for your dreams. By following the simple, proven path that Henry shows Zoey, anyone can make small changes today that will have big impact for a lifetime, proving once again that “David Bach is the financial expert to listen to when you’re intimidated by your finances” (Tony Robbins, number-one New York Times best-selling author of Money: Master the Game).

PLEASE NOTE: When you purchase this title, the accompanying PDF will be available in your Audible Library along with the audio.

©2019 David Bach and John David Mann (P)2019 Simon & Schuster

What listeners say about The Latte Factor

Average Customer Ratings
Overall
  • 4.5 out of 5 stars
  • 5 Stars
    55
  • 4 Stars
    7
  • 3 Stars
    3
  • 2 Stars
    0
  • 1 Stars
    2
Performance
  • 4.5 out of 5 stars
  • 5 Stars
    43
  • 4 Stars
    8
  • 3 Stars
    2
  • 2 Stars
    1
  • 1 Stars
    1
Story
  • 4.5 out of 5 stars
  • 5 Stars
    42
  • 4 Stars
    8
  • 3 Stars
    3
  • 2 Stars
    1
  • 1 Stars
    2

Reviews - Please select the tabs below to change the source of reviews.

Sort by:
Filter by:
  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    5 out of 5 stars

a great read

a really insightful book, simple to follow and a easy listen.
shows the power of small actions everyday can lead to extraordinary results.
5 stars 🌟

Something went wrong. Please try again in a few minutes.

You voted on this review!

You reported this review!

  • Overall
    5 out of 5 stars

love this book

I finished this book within a day! not only it was interesting to listen it was also an eye opener to how we take little things for granted and how they can make a big impact.

Something went wrong. Please try again in a few minutes.

You voted on this review!

You reported this review!

  • Overall
    5 out of 5 stars
  • Performance
    4 out of 5 stars
  • Story
    5 out of 5 stars

Pay yourself first

The Latte factor audible was recommended to me by my sister, to listen to while driving to and from work , busy doing housework or cooking. Thankyou so much Sis! Tho I found the narrator's accent quite hard to listen to at times , the message was invaluable and has started me on my own journey. Simple, but awsome principles to put into action! Just do it!

Something went wrong. Please try again in a few minutes.

You voted on this review!

You reported this review!

  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    5 out of 5 stars

Fantastic message... with some added speed!

A MUST READ FOR ALL WOMEN who want to be part of the revolution we need to create in order for women to be financially secure throughout our lives.

I found the narration too slow at first, but when I sped it up to 1.25 speed it was perfect and her voice was very engaging.

Something went wrong. Please try again in a few minutes.

You voted on this review!

You reported this review!

1 person found this helpful

  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    5 out of 5 stars

MUST READ FOR EVERYONE (WHO IS NOT A MILLIONAIRE)

Absolutely loved this book. Incredibly easy to follow and understand. I have already made some big changes to my personal finances. I've been recommending it to almost anyone who will listen to me. I have also now signed up for his podcasts. LOVE LOVE LOVE IT!

Something went wrong. Please try again in a few minutes.

You voted on this review!

You reported this review!

  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    5 out of 5 stars

Fantastic Book!

Great easy read/listen. Lots of life lessons. Written in a parable format so you dont even realise you are learning lessons. Narrated beautifully. Highly recommend.

Something went wrong. Please try again in a few minutes.

You voted on this review!

You reported this review!

  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    5 out of 5 stars

Read it. it will change your mind set

David has used very easy to understand language and examples to make us understand how important it is for us to pay attention to where are you spending our money. Simple thing like coffee, we normally drink every day $3.50 to $7.00 a day which means up to $49 a week and up to $196.00 a month if we don't pay attention. Great book just read it.

Something went wrong. Please try again in a few minutes.

You voted on this review!

You reported this review!

  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    5 out of 5 stars

Loved this book

Thank you David for such a wonderful and heartfelt book. I really connected with it and putting changes into place now.
Everyone needs to read/listen to this book to build a secure future and to live their dream life now.

Something went wrong. Please try again in a few minutes.

You voted on this review!

You reported this review!

  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    5 out of 5 stars

Everyone needs to read this

A great story with a some serious money wisdom. Some money books are hard to read, not this one!!! Basic advice that everyone can follow to live their life to the fullest and to be rich now!

Something went wrong. Please try again in a few minutes.

You voted on this review!

You reported this review!

  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    5 out of 5 stars

You can see yourself in this book

At first I wasn’t sure that I was up for a story sort of format, but I really liked the narrator and was pulled into the story quite quickly. It was easy to compare my self with Zoe and to wonder what if I had known all that at 30? And how can I start now at 55? Luckily I CAN start now and my kids can reap the benefit of these simple 3 steps too.

Now onto the Automatic Millionaire.

Something went wrong. Please try again in a few minutes.

You voted on this review!

You reported this review!

In the spirit of reconciliation, Audible acknowledges the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respect to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples today.