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The Latte Factor

Why You Don't Have to Be Rich to Live Rich
Narrated by: Mizuo Peck, David Bach
Length: 3 hrs and 59 mins
5 out of 5 stars (4 ratings)
Non-member price: $24.37
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Publisher's Summary

Discover number-one New York Times best-selling author David Bach’s three secrets to financial freedom in an engaging story that will show you that you are richer than you think. Drawing on the author’s experiences teaching millions of people around the world to live a rich life, this fast, easy listen reveals how anyone - from millennials to Baby Boomers - can still make his or her dreams come true.

In this compelling, heartwarming parable, Bach and his best-selling coauthor John David Mann (The Go-Giver) tell the story of Zoey, a 20-something woman living and working in New York City. Like many young professionals, Zoey is struggling to make ends meet under a growing burden of credit card and student loan debt, working crazy hours at her dream job but still not earning enough to provide a comfortable financial cushion. At her boss’ suggestion, she makes friends with Henry, the elderly barista at her favorite Brooklyn coffee shop. 

Henry soon reveals his “Three Secrets to Financial Freedom”, ideas Zoey dismisses at first but whose true power she ultimately comes to appreciate. Over the course of a single week, Zoey discovers she already earns enough to secure her financial future and realize her truest dreams - all she has to do is make a few easy shifts in her everyday routine. 

The Latte Factor demystifies the secrets to achieving financial freedom, inspiring listeners to realize it’s never too late to reach for your dreams. By following the simple, proven path that Henry shows Zoey, anyone can make small changes today that will have big impact for a lifetime, proving once again that “David Bach is the financial expert to listen to when you’re intimidated by your finances” (Tony Robbins, number-one New York Times best-selling author of Money: Master the Game). 

PLEASE NOTE: When you purchase this title, the accompanying PDF will be available in your Audible Library along with the audio.

©2019 David Bach and John David Mann (P)2019 Simon & Schuster

What members say

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  • Overall
    5 out of 5 stars

love this book

I finished this book within a day! not only it was interesting to listen it was also an eye opener to how we take little things for granted and how they can make a big impact.

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Fantastic message... with some added speed!

A MUST READ FOR ALL WOMEN who want to be part of the revolution we need to create in order for women to be financially secure throughout our lives.

I found the narration too slow at first, but when I sped it up to 1.25 speed it was perfect and her voice was very engaging.

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  • J Turner
  • 07-05-2019

I love this book!

This book takes my favorite chapter in The Automatic Millionaire and delivers sound financial principals in an easy to read, easy to listen to story. You don’t have to give up coffee. It’s a metaphor. Small changes in the way you spend your money can give you financial freedom. The earlier you start the greater the benefit of time and compounding interest. Financial freedom is not being taught as public school curriculum so as you learn teach your children.

7 of 7 people found this review helpful

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  • KennieJ
  • 08-05-2019

You are Richer Than You Think

The Latte Factor is an amazingly thoughtful new book from one of my favorite financial authors (David Bach). The book is actually a very short novel and it only takes a couple of hours to read it. David Bach's books changed my life and I know that you will gain some knowledge from the book to help you on your life journey.
You are richer than you think! @AuthorDavidBach's new book #TheLatteFactor

4 of 4 people found this review helpful

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  • Thomas Bonesteel
  • 07-05-2019

Get for Everyone

This book is great get this book for everyone you know. If your have kids in High school or in College or out they need to read this great book.

3 of 3 people found this review helpful

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  • Andy Medders
  • 09-05-2019

The book told me that I should return it

After reading this, I think my subscription to Audible is my latte and I should probably cancel it! All in all, this is a very short read and priced higher than necessary. Thankfully, I purchased it on sale. The story is super relative to anyone who earns a paycheck and the characters are semi-realistic. I appreciate the narrative for this type of life lesson and will most likely read more Bach books thanks to the interview at the end of the book.

1 of 1 people found this review helpful

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  • Boyd
  • 18-05-2019

Must "read"!!

Simple yet powerful principles! Thank you David and all your team for putting this together!
Very good story format! So easy to listen and so relatable to pretty much everyone‼️

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  • bobby
  • 15-05-2019

Fun story, fast read, good lessons

Key takeaways :
1. Pay yourself first
2. Make it automatic
3. Live rich now

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    5 out of 5 stars
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  • Linda Eunice Moore
  • 15-05-2019

Great book and very informative

I listened to this audio book in one day and I am planning on listening to it again today. It was so simple but realistic. I love how the author used a parable to help relay the over all message. This is a very good investment for family friends and love ones. I learned of the Arthur while doing an interview on The breakfast club morning show. Thank you Mr. Bach for the encouragement.

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  • Whirled Peas
  • 14-05-2019

Wow, and not in a good way. (Audible version)

I try to be careful picking books, and I almost never return a book. I think this is the second in 5 years that I've returned. I just couldn't keep listening. It was boring ,so very, very boring. I listen to books on my commute, and this was entirely too soporific. The combination of the narrator's monotone and the lackluster parable about an educated young professional woman who needs a smart older man to explain everything to her was terrible. I increased the speed because that often helps, but not in this case. I have read David Bach in the past, and have recommended a couple of his books to friends and family, but this one I'm sorry to say is not one I would recommend to anyone.

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  • Anonymous User
  • 14-05-2019

Blessings & Faith

Love It..Thank You For Writing It. Great Book and Is Going to Help not only me But my Family Succeed.

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  • Lori
  • 14-05-2019

HE DID IT AGAIN...ANOTHER FAV ON MY LIST! LOVED IT

WHAT A GREAT READDDD! I LOVE THAT HE MADE MY MOM THAT'S 75YRS OLD PICK IT UP AND SAY HEY WHATS THIS BOOK? I LIKE IT.... I FEEL THIS BOOK WAS SUCH A INSPIRING READ HE ALREADY HELPED ME & MY SPOUSE GET TO 100,000 WITH ALL HIS GREAT INFO.... THIS BOOK IS SO SIMPLE MY NEICE AT 10 CAN UNDERSTAND IT... POWERFUL ... GREAT JOB DA VID!! THANKS FOR SIGNING MY BOOK AT THE WTC .... YOU ARE THE BESTTTTT