Get Your Free Audiobook

The Employee Millionaire

How to Use Your Day Job to Become a Millionaire with Rental Properties
Narrated by: Jason Damron
Length: 11 hrs and 44 mins
5 out of 5 stars (2 ratings)

Non-member price: $34.76

After 30 days, Audible is $16.45/mo. Cancel anytime.

Publisher's Summary

Award-winning finalist in the Business: Personal Finance/Investing category of the 2018 Best Book Awards sponsored by American Book Fest.

A no-nonsense real estate investment audiobook for the employees tired of the 9-5, looking for a practical step-by-step process to build wealth while they work.

When the financial crisis erupted in 2008, thousands of people lost jobs they thought they'd always have to sustain their standard of living. For H. J. Chammas, it was a wake-up call to escape the financial uncertainty of a paycheck to paycheck struggle of being an employee. It was time to take charge of his life by investing in rental properties while he was still working. He soon became financially free and went from employee to millionaire real estate investor. In this audiobook he brings you the step-by-step processes he used to build his investment property fortune, while working!  

How can this audiobook help me?

In this detailed guidebook to buying, owning, and managing rental properties, you'll work through step-by-step processes to plan your real estate investing strategy. 

Learn how to: 

  • Evaluate the current state of your finances
  • Overcome limiting beliefs about money and investing
  • Set personal objectives to achieve financial freedom
  • Think and operate like a seasoned real estate investor  

How is this audiobook different?

If you plan on buying, owning, and managing rental properties, you'll get a practical step-by-step plan that you won't find in other books. 

From identifying and closing deals, getting approved for loans, renting out properties, dealing with tenants, and capitalizing on opportunities, this book will explain it all. This book is different because it will give you all the steps you need. This audiobook is packed with action steps that will help you build a personalized investment blueprint to build your rental property portfolio and become wealthy.  

PLEASE NOTE: When you purchase this title, the accompanying PDF will be available in your Audible Library along with the audio.

©2018 Habib J. Chammas (P)2018 Habib J. Chammas

Critic Reviews

"For those interested in investing in rental properties, this expertly written book offers the necessary guidance and support." (Clarion Foreword Review)

"Chammas lays that foundation with excellent content that includes the financial 'ins and outs' of acquiring rental properties (e.g. strategies for dealing with banks, analyzing rental property opportunities, managing properties). He also provides a thoughtful approach for analyzing less tangible considerations, such as identifying limiting beliefs, balancing lifestyle desires and pressures and managing the moving target of personal motivation. The Employee Millionaire will appeal to a broad swath of readers who appreciate this intelligent message of hope couched in helpful advice that they can leverage." (Blueink Review)

"Investing in rental properties can be one of the surest ways of building wealth, but only if it is done right. H. J. Chammas has done the world a great service by writing a book that clearly explains how to 'do it right' every single step of the way. Meticulous, but also enjoyable to read, The Employee Millionaire is an A to Z guide on how to acquire a portfolio of rental properties that will build wealth with every month that passes. Anyone considering investing in rental properties should begin by reading this book." (Richard Duncan, author, economist, and publisher of Macro Watch)

What listeners say about The Employee Millionaire

Average Customer Ratings
Overall
  • 5 out of 5 stars
  • 5 Stars
    2
  • 4 Stars
    0
  • 3 Stars
    0
  • 2 Stars
    0
  • 1 Stars
    0
Performance
  • 5 out of 5 stars
  • 5 Stars
    1
  • 4 Stars
    0
  • 3 Stars
    0
  • 2 Stars
    0
  • 1 Stars
    0
Story
  • 5 out of 5 stars
  • 5 Stars
    1
  • 4 Stars
    0
  • 3 Stars
    0
  • 2 Stars
    0
  • 1 Stars
    0

Reviews - Please select the tabs below to change the source of reviews.

No Reviews are Available
Sort by:
Filter by:
  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    5 out of 5 stars
Profile Image for Parlato Moon
  • Parlato Moon
  • 20-05-2020

Great Learning approach!

Have you read many books about personal finance and investing and then end up doing nothing? Trust me, I’ve read over 20 books and none of them pushed me enough to start taking action. With The Employee Millionaire, author H.J. Chammas was my remote coach and through the words of this book I was moved to start taking action and applying the exercises. It was a big revelation for me to be on top of my finances and to get approved for a loan to finance my first rental property. Before that I used to think that my credit score will never qualify me for a mortgage to finance my real estate. I can’t wait to repeat the process for my next property.

2 people found this helpful

  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    5 out of 5 stars
Profile Image for Felicle Saleway
  • Felicle Saleway
  • 11-06-2020

great insight for success with real estate

This book is about learning how to run your own real estate business for minimum risk and maximum returns. Great motivation for taking the leap.

1 person found this helpful

  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    5 out of 5 stars
Profile Image for Jesusita Flister
  • Jesusita Flister
  • 20-05-2020

Suggested!

The Employee Millionaire is a good practical and actionable guide that shows anyone stuck in the rat race how they can build wealth and generate residual income before leaving their 9-5 job.
I wish they teach such stuff at school so that I wouldn’t have lost too much time going into circles in my professional life.

1 person found this helpful

  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    5 out of 5 stars
Profile Image for Wardrip Tammara
  • Wardrip Tammara
  • 20-05-2020

Very informative!

I was really amazed by the fact that you can invest in a rental property with the little money you have. I never thought this could be possible. Anyone with a steady income will use their earned income to generate unearned income which only needs them to build passive sources.
I also enjoyed the simplicity of the language and the process. I would say it’s the first investing book that does not have technical jargon. Even my five-year-old buy could understand it.

1 person found this helpful

  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    5 out of 5 stars
Profile Image for Sheridan Zane
  • Sheridan Zane
  • 20-05-2020

I liked a lot!

The Employee Millionaire is like my real estate bible. It’s a complete guide to taking the baby steps to become a successful millionaire real estate investor.
It’s packed with actionable steps, exercises, and tools to take the listener from mere theory to action.
I also enjoyed the real-life case studies and I literarily connected with one of the characters. It felt as if the author knew me and was talking about me.

1 person found this helpful

  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    5 out of 5 stars
Profile Image for Ferencz Erick
  • Ferencz Erick
  • 20-05-2020

Highly recommended book!

The employee millionaire is like combining all those books like “rich dad poor dad”, “total money makeover”, and “millionaire real estate investor” all in one practical book. I liked the process and the exercises with the tools at the end of each chapter. It felt like the author was talking to me and coaching me along each step of the way.

1 person found this helpful

  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    5 out of 5 stars
Profile Image for Nicole Justine
  • Nicole Justine
  • 20-05-2020

Helpful guide!

Before listening to this audio-book, I used to think that investing in real estate is out of my league. Oh boy, how I was wrong! This book details a process, with very simple language, on how to get your finances in order, get the funding for your next investment, negotiate below market price, finance the property, rent it out, and manage it for maximum returns. I was already applying every step while I was listening. Those resources are of great help.

1 person found this helpful

  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    5 out of 5 stars
Profile Image for Golda Kaniecki
  • Golda Kaniecki
  • 20-05-2020

Well written!

Most other books I’ve read where about mindset only. Very few tackle the step by step how to. This book is exceptional… it covers the mindset, the strategy, the plan, and the process. It also comes with templates and worksheets that made my life way easier. Highly recommend to anyone starting or with experience in real estate investing.

1 person found this helpful

  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    5 out of 5 stars
Profile Image for Andra Scheyer
  • Andra Scheyer
  • 19-05-2020

Wonderful audio book!

Achieve success in the fastest possible way, so that you do not lose time and money on trial and error, but instead focus on increasing your cash flow from the rent.

1 person found this helpful

  • Overall
    5 out of 5 stars
  • Performance
    4 out of 5 stars
  • Story
    5 out of 5 stars
Profile Image for BookLover
  • BookLover
  • 10-01-2019

Useful Information

I really enjoyed listening to this book, however, it took me a little bit to get through, as it was a little challenging to follow. Nothing wrong with the book, however, it is just that for myself, I will probably need to physically have the hard back book, so that I can follow along with the forms that are mentioned in the book and calculate everything down. I started purchasing investment real estate at 24 and wish that I knew some of the hints and suggestions that are given throughout this books, prior to my first purchase. I have been extremely lucky in my properties, however, I think I might have been more successful had I followed some of the suggestions. As I am looking to purchase another this year, this book will be very useful for me.

This audiobook was provided by the author, narrator, or publisher at no cost in exchange for an unbiased review courtesy of AudiobookBoom

1 person found this helpful

Sort by:
Filter by:
  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    5 out of 5 stars
Profile Image for Jo Lindenstrauss
  • Jo Lindenstrauss
  • 14-07-2020

No Fluff Rental Property Investing!

I'm thinking about getting started in rental properties investing and this book really stood out as the best guide out there. The author obviously knows his stuff and he is gifted with the art of teaching complex stuff in an easy to understand way. The most valuable advice comes from a person who has been there and done it… and HJ Chammas is the man who has perfected a process in his experience in multiple cities and countries. I would highly recommend this to anyone looking to start in rental properties on a solid foundation.

  • Overall
    4 out of 5 stars
  • Performance
    4 out of 5 stars
  • Story
    4 out of 5 stars
Profile Image for Ketelsen Truman
  • Ketelsen Truman
  • 14-07-2020

Great intro to investing in real estate!

Awesome, well written, must have for all individuals in the real estate niche. Highly recommend this book even if you’re just thinking about the real estate investing. It tells you exactly how to get started and shows how every step of the way with the right tools to plug and play to your situation.

  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    5 out of 5 stars
Profile Image for Gunar Jackett
  • Gunar Jackett
  • 14-07-2020

I have been looking for such information for some

This book is a great book for newbies like me. It's easy to understand yet full of insight. You can tell he knows what he is talking about. The author has experience in UK market among other markets like Dubai and Asia. This gives new perspective and hacks that do work in other markets.

  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    5 out of 5 stars
Profile Image for Gillian Abbie
  • Gillian Abbie
  • 14-07-2020

Expert strategies on earning passive income!

One of my favorite real estate books ever! HJ Chammas sets you up for success with the tools you need and you know he's by your side each step of the process. It is both inspirational and it teaches you a lot of solid strategies and how to avoid mistakes. Can’t recommend this more enough.

  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    5 out of 5 stars
Profile Image for Ivett Downham
  • Ivett Downham
  • 14-07-2020

Everything you need to know to and more!

Having read a few property investing books in recent years, reading this book was the best pick I’ve done so far on this topic. It contained information that you would usually have to spend thousands of pounds in a training course or mastermind. The concise and direct manner in which the content is written is useful for a beginner and experienced property investor.

  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    5 out of 5 stars
Profile Image for Conrad Baszniak
  • Conrad Baszniak
  • 14-07-2020

A Must Read Property Investment Book!

The Employee Millionaire is an excellent read and an absolute must buy for any property investor or enthusiast. The information, secrets, step-by-step model, and resources presented within the book have the potential to save you a ton of time and cash on your road to financial freedom through property investment.

  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    5 out of 5 stars
Profile Image for Symon Wessell
  • Symon Wessell
  • 14-07-2020

This book made me a real investor!

I’ve read many books on real estate investing, but none so far convinced me enough that I could become a successful real estate investor. This book was different, I just followed the step by step model and found myself a real estate investor in short few weeks and earning income from the rent. I can’t recommend this enough. It has inspired me to no end and created opportunities seemingly out of nothing.

  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    5 out of 5 stars
Profile Image for Hillary Lattka
  • Hillary Lattka
  • 14-07-2020

Property Investment Hacking!

This great audiobook shares a step by step proves to shortcut your way to financial freedom in property investing with little to none of your own money. Great guidebook with exercises and tools that are great enablers to just copy and paste. I found myself in no time investing in my first ever rental property and earning income from the rent.

  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    5 out of 5 stars
Profile Image for Muhammad Denise
  • Muhammad Denise
  • 04-07-2020

Worth it for residential properties

This book contains a huge spectrum of useful information relating to real estate investing. If you are someone who knows nothing about real estate investing but are curious about its profitability, how wealth is built, and how true millionaire real estate investors think, you're in luck because that is where this book starts off. It focuses more on residential properties and lacks details on commercial real estate.

  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    5 out of 5 stars
Profile Image for Gilbert Fiona
  • Gilbert Fiona
  • 04-07-2020

Motivational and must read

This is a great motivational book for beginners looking to take real estate investment seriously. It’s a must read for people who want to master residential property investing. It’s also ideal for a person like me already has investment experience but want to take their real estate investment goals to the next level.