Charity Steane has nothing in the world but hope. Escaping a miserable life under her tyrannical aunt, she decides to take her chances with her estranged grandfather in London. Now it's just a matter of finding him.... And as a 'charity girl' with no dowry and no options, hope can only get her so far. But with the help of the dashing and kind-hearted Desford and his dearest friend Hetta, it seems like Charity's fortunes might be about to change. That is, until the surprise appearance of a long-lost relative throws things into chaos.

Horry Winwood doesn't play by the rules. So when her family are near ruin and her sister is about to enter a loveless marriage to a wealthy man to settle the family debts, young and headstrong Horry proposes to marry him instead. As her new husband's attentions fall elsewhere, Horry feels increasingly unhappy. Then she meets the attractive and dangerous Lord Lethbridge, and her days suddenly become more exciting. But there is bad blood between Horry's husband and Lord Lethbridge, and as complications and deceptions mount, the social tangle grows ever trickier to unpick.

Annis Wychwood delights in her independence. Beautiful, rich and far too busy for love, she has turned down the advances of many a hopeful suitor. But when she becomes entangled in the affairs of a runaway heiress, she encounters the girl's guardian, the notorious Oliver Carleton. While Oliver may be a reckless and uncivil rogue, Annis can't help but be drawn towards his wild ways.

The legend of the Headless Horseman and a proposed marriage de convenance both have their impact on the mystery of a golden talisman ring and Lord Lavenham's young heir, Ludovic. Neither Sir Tristram Shield nor Eustacie, his young French cousin, shares the slightest inclination to marry one another, yet it is Lord Lavenham's dying wish. For there is no one else to provide for the old man's granddaughter while Ludovic remains a fugitive from justice.

Miles from anywhere, the isolated mansion Darracott Place is presided over by the irascible Lord Darracott. The recent drowning of his eldest son has done nothing to improve his temper. For now he must send for the unknown offspring of the uncle whom the family are never permitted to mention. Yet none of that beleaguered family are prepared for the arrival of the weaver's brat and heir apparent.