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Publisher's Summary

How to Manage Your Money Blueprint  

You should consider what your long-term and short-term goals are? Are you planning for retirement or just for a nice new car? Once your goal is clear, you can set a practical way to achieve that goal. How much money is coming in? What are the risks and rewards with your plan? 

Do you or will you have student loans? It is important that providers make sure you know what your financial obligations are in relation to paying your debt. Work them into your budget every month and do what you can do pay down your student loan debt when you can. 

Money management is a crucial process for attaining financial success by managing money that includes expenses, investments, budgeting, banking and taxes. 

It enables you to know where your money is going and also it helps you plan your budget wisely. It’s a fundamental process that determines what you can do and what you can’t. 

If you are behind, as many are, when it comes how much you are saving for retirement, get in high gear and catch up. Adding a little extra per month than you normally would to your retirement plan, can catch you up faster than you think it will. Especially, if it concerns your 401k, because your employer will match a certain percentage of your contribution. You must figure out how much revenue versus expenses you have. This requires following a strict budget and adhering to it always.  

If you're working on improving your personal budget, one easy way to get yourself in the mindset is to get your paycheck put directly into an investment account rather than checking or cash. This way you pay yourself first, think of this as a tax but you get it for retirement. This will help get you in the habit of saving money and not thinking of it all as disposable income. In order to be economically wise, all of your disposable income must now be considered as investment funds, only to be spent on assets that return you funds at a good rate. 

If you know that a budget is probably the difference between you keeping money on the side during the good times and having nothing when the bad times come knocking, then you’d do everything possible to make sure that you prepare a SMART budget.   

When you’re honest with yourself, you’ll agree that to a great extent, money is key to having peace of mind. It’s easy to say God provides when you’re not in need. But when you’re neck-deep in debt and you don’t have money to pay for this month’s rent, you’ll probably be singing a different tune. 

No matter how much you want to finance the great work your church or your favorite charitable organization is doing, you can’t do that without extra money. If you aren’t able to provide for your needs, how can you provide for others?   

If you’re ready to start successfully managing your personal finances. 

Seven Day Financial Budgeting Guide for Beginners 

Have you ever been overwhelmed with the desire to possess something the first time you laid eyes on it? Have you ever been tempted to get it because you had the money? If not, how soon were you able to get it? And how did you eventually get it? These questions point to the simple goal-setting methods we employ helps us stabilize our budget. 

Money should never control you; it should be the other way around. When money controls you, you tend to live a one-day-millionaire-s life characterized by extravagance and orientation to the present. Because money tells you that you earn it to spend it, you commonly find yourself stressed, wondering where your money went to, and in debt."

©2020 Jason Ramsey (P)2020 Jason Ramsey

What listeners say about Money Budgeting Strategies 2 Books in 1

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  • Anonymous User
  • 16-10-2020

useful

There is too much to learn by listening to this book. Too good to only listen to it once. Probably a book that would be good to listen to every year. The narrator is easy to listen too.

1 person found this helpful

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  • Brandie Nicole Runyon
  • 08-05-2021

AWESOME LISTEN AND AWESOME ADVICE

will share this set of books with individuals that need more improvement on money management

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  • Addie
  • 17-10-2020

informational

I understand my mistakes now and I’m currently fixing them because of this book! Worth it a thousand times over!

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  • Robert
  • 17-10-2020

Simplest and Best Book on Personal Finance

Personal Finance is often so over complicated. This is the first book I've encountered that simplifies the subject. It is easily digestible and makes a ton of sense. I wish I would have followed the principles in my twenties. Now in my early thirties, I am going to start implementing it. If you want to get out of debt and start living the life you've always wanted then pick up this book.

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  • Anonymous User
  • 17-10-2020

I found a lot of these tips very helpful!

Me and my partner both listened to this before we went to sleep. It was such an eye opener and made us realize we were spending needless each month. I would also like to praise the narrator, clear voice and well spoken.

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  • Timothy
  • 17-10-2020

Great Book! Great Principles! Highly recommend!

So many great principles. Narrator was excellent. I recommend this book for veteran and rookie budgeters alike.

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  • Lorena
  • 17-10-2020

great info

This book was an easy listen with some great advices. This was a very insightful book. From start to finish, I enjoyed it. Nailed it!!!!

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  • Greg
  • 17-10-2020

Taking control over your money

The first 7 days of this book start of with the identification and acceptation of how you're spending money: no more denial. This is probably the hardest part for most people as they don't want to see that they're responsible for a big part of their problems and the actual budgeting doesn't even begin until day 8!

Good sound advice for real people. Highly recommend this! The book has some real golden nuggets, curious and willing now to take action on these strategies.

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  • Bradley
  • 17-10-2020

engaging

The audiobook kept me very engaged. I didn’t want to stop listening. I am sharing it with others as well.

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  • Jennifer
  • 17-10-2020

Awesome!

This book has great information. For the first few minutes I thought the information was basic, but the further the book went on the more I learned from the suggestions the book offers. It’s worth listening too. I would especially recommend it to the college age audience who are developing their life habits.

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  • Blanchard
  • 17-10-2020

motivational

A must-read for any and every person needing to learn about money budgeting. The information given was so clear. l learned a lot from this book I will recommend this book to my friends as well.

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  • Walter
  • 17-10-2020

I am truly inspired!

I am truly inspired!! the narration is very easy to understand and it makes total sense! Thank you for this great book!

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  • Shirley
  • 17-10-2020

loved it!

This was my first audiobook, and I don’t regret spending money on this one. Definitely what I've been looking for!

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  • Catherine
  • 17-10-2020

hope it will help you too

This is the best book that everyone should listen to or read no matter where they are in their life. Great advice and great ideas to help you get through everyday!

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  • Anonymous User
  • 17-10-2020

recommendable!

This book is 10x better than the financial budgeting guide I had last time. This is one of the best audiobooks I have listened to so far.

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  • Helen
  • 17-10-2020

one of the best books

On the plus side, the content is very good with excellent narration. This is needed for effective long term plans. I really enjoyed the book.

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  • Ellen
  • 17-10-2020

unhesitatingly the best

This book is really helpful in understanding money budgeting. I learned a lot more than the basic details. Highly recommended for starters! Worth the penny.

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  • Barnes
  • 17-10-2020

fantastic!

I appreciate the insight offered in this book. The steps outlined are easy to understand. The scenarios provided were very helpful.

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  • Megan Shull
  • 17-10-2020

awesome book

A great guide to learn financial strategies. The details were organized and easy to understand.

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  • Anonymous User
  • 16-10-2020

I love the simplicity of this method

A great eye opener that remains relevant by staying realistic and crushing the Utopian standards often carried when trying to budget. A much needed breath of fresh air.

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