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Samantha and Lauren interview Julianne Kohlbrand, an ADHD financial coach who became debt-free after $107,000 in consumer debt and a later-in-life ADHD diagnosis at 42, and now helps neurodivergent families simplify money management.

Julianne shares how motherhood intensified overwhelm and led to her diagnosis, and explains that neurodivergent people often need different, less perfection-driven approaches than strict dollar-by-dollar budgets.

Key strategies include giving yourself grace, automating bills, weekly calendar check-ins, reducing tempting triggers (like removing budget apps), using visuals and a “would you rather” gamified decision tool, and adding accountability partners while avoiding shame through agreed budgets and separate “fun money” line items for each spouse.

They discuss impulse spending, the 24-hour cart rule, a separate email for bills, and ways to teach kids about money through open conversation, goal-setting, savings accounts, and age-based paid home tasks.

00:00 Meet Julianne Kohlbrand
01:04 Late ADHD Diagnosis Story
02:42 Money Shame and Coaching Fail
04:35 ADHD Friendly Money Systems
07:16 Gamify Spending Decisions
07:54 Accountability Without Shame
09:41 Fun Money and Boundaries
12:20 Impulse Control Tricks
15:28 Teaching Kids Money Habits
18:39 Allowance And Budgeting
19:42 Kids Savings Account Setup
20:18 Home Tasks For Pay
22:17 Earning Extra Money Struggles
23:56 Grace And Small Systems
25:16 Resources And Where To Find
27:14 Fun And Farewell
28:06 Post Show Highlights
29:44 Lego Dopamine Spending
31:13 Play Money Chore System
32:18 Final Wrap And Comments

Connect with Julian:
https://debtrebelpodcast.com/
https://www.instagram.com/jewlzthebudgetnerd
https://www.linkedin.com/in/juliankohlbrand/

Connect with Samantha Foote!

Website: https://everybrainisdifferent.com/

Instagram: https://www.instagram.com/everybrainisdifferent

YouTube: https://www.youtube.com/@everybrainisdifferent