How Victoria Homeowners Use The Smith Manoeuvre™: Turning Your Mortgage Into a Wealth Tool
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In this episode of the Victoria Real Estate Podcast, Adrian Maclaren and Vincent Baart sit down with Robinson Smith, Founder & CEO of Smith Manoeuvre Services Corp. and steward of The Smith Manoeuvre™ — one of Canada’s most discussed yet widely misunderstood financial strategies.
Robinson explains how the strategy works, where it came from, and why many homeowners are revisiting it in today’s environment of higher debt levels, changing rates, and affordability pressure. The conversation unpacks common misconceptions, potential risks, who the strategy may (and may not) suit, and how Canadians are thinking differently about mortgages, investing, and long-term wealth creation.
Whether you’re a homeowner, aspiring buyer, or finance professional, this episode provides a clear, practical look at how mortgage structure, tax efficiency, and behavioural discipline intersect in real-world financial planning.
As always, this discussion is educational in nature and not personal financial advice — listeners should consult qualified professionals regarding their specific situation.
Produced by: The CityNest Real Estate Group
Citynest.ca
Robinson Smith
https://smithman.ca/
Adrian Maclaren
250-464-4122
adrian@citynest.ca
@adrianrealestatevictoria
Vincent Baart
vincent@citynest.ca