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Rates didn’t drop, insurance exploded, and the old playbook broke—so we wrote a new one.

We unpack where our 2025 calls hit, where we missed, and the framework we’re using to invest, operate, and lead heading into 2026. No hype—just straight talk on real returns, real risk, and real decisions we’re making with our own money.

We compare single-family, multifamily, and commercial reality on the ground: tight inventory, slower price growth, and why cap-rate math only matters in context of today’s “risk-free” rate. We also get painfully specific about the silent killers nobody models—insurance and taxes—and how they’re reshaping deals that looked great on paper.

Then we zoom out. Should you park cash in property, stack cash in business, or ride the market? We share two perspectives: the “sustainability” path (heavy down payments, tax efficiency, sleep-well cash flow) and the “growth” path (build/buy businesses, force value, redeploy). Same goal—freedom—different timelines.

We also talk leadership: building seats before hiring stars, choosing incentives over heroics, and running a values-first org. And yes, we bring faith into the boardroom—how we hand decisions to God, get neutral, and move without FOMO.

📌 Key Topics:
✅ What 2025 actually taught us about rates, inventory, and pricing
✅ Cap rates vs. the risk-free spread (and when 7% isn’t worth it)
✅ The insurance/tax shock—and underwriting that survives it
✅ A better DSCR play: buy cash-heavy, season, then right-size debt
✅ Business vs. real estate in 2026: which fuels freedom faster
✅ Org design that buys back time (seats → people → systems)
✅ Faith as a decision framework—clarity without regret
✅ Where AI and skilled trades create real opportunity

We’re not chasing trends—we’re choosing discipline. Pick one move from this episode, apply it this week, and buy back your next layer of freedom.

Chapters:
00:00 Welcome Back, Taran!
00:10 Reflecting on 2025 Predictions
00:37 Interest Rates and Market Dynamics
02:46 Commercial Real Estate Insights
03:54 Cap Rates and Multifamily Market
05:39 Insurance and Tax Challenges
10:55 Economic Outlook and Investment Strategies
18:29 Adapting Real Estate Strategies
25:58 Economic Predictions and Tariffs
26:24 Stimulus Checks and Investment Opportunities
27:27 Choosing Between Business, Real Estate, and Stocks
28:09 Stock Market Insights and Personal Investments
30:25 Private Equity and Real Estate Returns
32:46 Gold Investments and Market Understanding
36:49 Business Strategies and Personal Goals
37:05 Building and Scaling Businesses
39:38 Organizational Structure and Team Building
46:05 Future Job Market and AI Impact
47:56 Concluding Thoughts and Future Predictions