(#53) Why You Panic Around Money (Even When You’re Doing “Everything Right”)
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About this listen
Episode Summary:
In this episode, Rita breaks down one of the most common unconscious identities she sees in women - the Poverty Wound. If you’ve ever felt like no matter how hard you work, you still stay stuck in the same money loops… or you panic anytime things slow down… this one hits home.
You’ll learn what the Poverty Wound really is, where it comes from, how it shows up in adulthood, and how it creates codependent patterns like overworking, people-pleasing, and shrinking your worth.
Rita walks you through practical tools, nervous system steps, the exact questions to ask when you get triggered, and how to start healing this pattern with compassion, curiosity, and small intentional actions - not force.
Top 5 Takeaways:
- The Poverty Wound is a survival identity.
It forms in childhood from instability, fear, or lack - and becomes an unconscious pattern that runs your adult life. - Your body remembers even if your mind forgets.
Anxiety, overworking, panic around money, and always bracing for impact are nervous-system responses, not “mindset issues.” - The core belief: “I am not safe.”
This creates overwork, control, people-pleasing, shame, and the feeling of “not enough” (money, time, support, you name it). - Triggers are gold.
Slow months, raising prices, success, investing in yourself - these reveal the wound, not your worth. - Healing starts with awareness + one opposite action.
Name the wound when it shows up, breathe, regulate, ask the body questions, and take one small step that contradicts the old identity.
Timestamps:
[5:00] What the Poverty Wound Really Is
Definition, childhood imprinting, inherited scarcity patterns.
[11:00] How This Identity Forms + Real Examples
Your client story, your personal story, how the wound gets embedded in the nervous system.
[18:00] How the Poverty Wound Shows Up in Adult Life
Overworking, undercharging, panic, people-pleasing, codependent patterns.
[30:00] Triggers + The Core Belief: “I’m Not Safe.”
Raising prices, slow months, success, investing in yourself - and how the body reacts.
[40:00] The Healing Process: Awareness → Acceptance → Aligned Action
Regulating the nervous system, walking into discomfort, exact questions to ask.
Resources & Links:
Join the 30-Day Meditation Challenge - We start November 19th, 2025!
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Sign up here → [30-Day Meditation Challenge]
Newsletter:The Art of Aligned Living → Subscribe Here
Byron Katie’s “The Work”: https://thework.com
Please be sure to tag me @RitaMarieMendez on Instagram and share this episode with your community to spread the word if you or someone you know has benefited from this episode! I'd love to hear about your experience!
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Links/Resources:
Rita's Website: Go to the Website
Contact us here: admin@ritamarieconsulting.com